Wise (TransferWise) API

api.wise.com · Finance

Finance Bearer Token Free Tier Finance Payments Currency

International money transfers, multi-currency accounts, and business payments. Get live exchange rates, create transfers, and manage borderless accounts. Free sandbox available.

Authentication

Bearer Token API token from wise.com/settings/api-tokens. Sandbox: use sandbox.transferwise.tech with sandbox credentials.

Sample Requests

GET Get exchange rates

Get live USD to EUR exchange rate from Wise.

https://api.wise.com/v1/rates?source=USD&target=EUR

Hover any highlighted part to learn what it does

Headers — extra info sent with the request

Authorization

Bearer YOUR_TOKEN

curl -X GET "https://api.wise.com/v1/rates?source=USD&target=EUR" \
  -H "Authorization: Bearer YOUR_ACCESS_TOKEN"

import requests
params = {
    "source": "USD",
    "target": "EUR"
}
headers = {
    "Authorization": "Bearer YOUR_ACCESS_TOKEN"
}
response = requests.get(
    "https://api.wise.com/v1/rates",
    params=params,
    headers=headers,
)
print(response.json())

const url = new URL('https://api.wise.com/v1/rates');
url.searchParams.set('source', 'USD');
url.searchParams.set('target', 'EUR');

const response = await fetch(url, {
  headers: {
    'Authorization': 'Bearer YOUR_ACCESS_TOKEN'
  },
}); 
const data = await response.json();
console.log(data);

package main

import (
	"fmt"
	"io"
	"net/http"
	"net/url"
)

func main() {
	baseURL, _ := url.Parse("https://api.wise.com/v1/rates")
	q := baseURL.Query()
	q.Set("source", "USD")
	q.Set("target", "EUR")
	baseURL.RawQuery = q.Encode()
	targetURL := baseURL.String()
	req, _ := http.NewRequest("GET", targetURL, nil)
	req.Header.Set("Authorization", "Bearer YOUR_ACCESS_TOKEN")

	client := &http.Client{}
	resp, _ := client.Do(req)
	defer resp.Body.Close()
	body, _ := io.ReadAll(resp.Body)
	fmt.Println(string(body))
}

require "net/http"
require "json"

uri = URI("https://api.wise.com/v1/rates")
uri.query = URI.encode_www_form({
  "source" => "USD",
  "target" => "EUR"
})

http = Net::HTTP.new(uri.host, uri.port)
http.use_ssl = uri.scheme == "https"

req = Net::HTTP::Get.new(uri)
req["Authorization"] = "Bearer YOUR_ACCESS_TOKEN"

res = http.request(req)
puts JSON.parse(res.body)

<?php
$url = "https://api.wise.com/v1/rates?" . http_build_query([
    "source" => "USD",
    "target" => "EUR"
]);
$opts = ["http" => [
    "method" => "GET",
    "header" => implode("\r\n", [
        "Authorization: Bearer YOUR_ACCESS_TOKEN"
    ]),
]];
$ctx = stream_context_create($opts);
$res = file_get_contents($url, false, $ctx);
print_r(json_decode($res, true));

Postman Setup Guide

Get Postman ↗

Create a Wise account and get an API token at wise.com/settings/api-tokens
Sandbox: use api.sandbox.transferwise.tech with sandbox credentials
Set Authorization: Bearer YOUR_TOKEN
Exchange rates: GET /v1/rates?source=USD&target=GBP
Quote: POST /v1/quotes to get a transfer quote

Open documentation ↗