The Plaid API

plaid · Finance

Finance No Auth Free & Open financial

The Plaid REST API. Please see https://plaid.com/docs/api for more details.

Authentication

No authentication requiredFree to use with no key needed.

Sample Requests

POST Retrieve accounts

The `/accounts/get` endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance. For items that went through the updated account selection pane, this end

https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/accounts/get

Hover any highlighted part to learn what it does

curl -X POST "https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/accounts/get"

import requests
response = requests.post(
    "https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/accounts/get",
)
print(response.json())

const url = 'https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/accounts/get';

const response = await fetch(url, {
  method: 'POST',
}); 
const data = await response.json();
console.log(data);

package main

import (
	"fmt"
	"io"
	"net/http"
)

func main() {
	targetURL := "https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/accounts/get"
	req, _ := http.NewRequest("POST", targetURL, nil)

	client := &http.Client{}
	resp, _ := client.Do(req)
	defer resp.Body.Close()
	body, _ := io.ReadAll(resp.Body)
	fmt.Println(string(body))
}

require "net/http"
require "json"

uri = URI("https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/accounts/get")

http = Net::HTTP.new(uri.host, uri.port)
http.use_ssl = uri.scheme == "https"

req = Net::HTTP::Post.new(uri)

res = http.request(req)
puts JSON.parse(res.body)

<?php
$url = "https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/accounts/get";
$opts = ["http" => [
    "method" => "POST",
]];
$ctx = stream_context_create($opts);
$res = file_get_contents($url, false, $ctx);
print_r(json_decode($res, true));

POST Retrieve information about a Plaid application

Allows financial institutions to retrieve information about Plaid clients for the purpose of building control-tower experiences

https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/application/get

Hover any highlighted part to learn what it does

curl -X POST "https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/application/get"

import requests
response = requests.post(
    "https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/application/get",
)
print(response.json())

const url = 'https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/application/get';

const response = await fetch(url, {
  method: 'POST',
}); 
const data = await response.json();
console.log(data);

package main

import (
	"fmt"
	"io"
	"net/http"
)

func main() {
	targetURL := "https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/application/get"
	req, _ := http.NewRequest("POST", targetURL, nil)

	client := &http.Client{}
	resp, _ := client.Do(req)
	defer resp.Body.Close()
	body, _ := io.ReadAll(resp.Body)
	fmt.Println(string(body))
}

require "net/http"
require "json"

uri = URI("https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/application/get")

http = Net::HTTP.new(uri.host, uri.port)
http.use_ssl = uri.scheme == "https"

req = Net::HTTP::Post.new(uri)

res = http.request(req)
puts JSON.parse(res.body)

<?php
$url = "https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/application/get";
$opts = ["http" => [
    "method" => "POST",
]];
$ctx = stream_context_create($opts);
$res = file_get_contents($url, false, $ctx);
print_r(json_decode($res, true));

POST Create an Asset Report

The `/asset_report/create` endpoint initiates the process of creating an Asset Report, which can then be retrieved by passing the `asset_report_token` return value to the `/asset_report/get` or `/asset_report/pdf/get` endpoints. The Asset Report takes some time to be created and is not available im

https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/asset_report/create

Hover any highlighted part to learn what it does

curl -X POST "https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/asset_report/create"

import requests
response = requests.post(
    "https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/asset_report/create",
)
print(response.json())

const url = 'https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/asset_report/create';

const response = await fetch(url, {
  method: 'POST',
}); 
const data = await response.json();
console.log(data);

package main

import (
	"fmt"
	"io"
	"net/http"
)

func main() {
	targetURL := "https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/asset_report/create"
	req, _ := http.NewRequest("POST", targetURL, nil)

	client := &http.Client{}
	resp, _ := client.Do(req)
	defer resp.Body.Close()
	body, _ := io.ReadAll(resp.Body)
	fmt.Println(string(body))
}

require "net/http"
require "json"

uri = URI("https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/asset_report/create")

http = Net::HTTP.new(uri.host, uri.port)
http.use_ssl = uri.scheme == "https"

req = Net::HTTP::Post.new(uri)

res = http.request(req)
puts JSON.parse(res.body)

<?php
$url = "https://api.apis.guru/v2/specs/plaid.com/2020-09-14_1.334.0/asset_report/create";
$opts = ["http" => [
    "method" => "POST",
]];
$ctx = stream_context_create($opts);
$res = file_get_contents($url, false, $ctx);
print_r(json_decode($res, true));

Postman Setup Guide

Get Postman ↗

See official documentation for authentication and setup.

What can you build with The Plaid API?

The Plaid API is a Finance API. Developers commonly use finance APIs for:

processing payments and handling transactions
building subscription and billing systems
automating invoicing and financial reporting
fraud detection and risk scoring
connecting to banking and accounting software

No authentication required. This API is open — no signup or key needed. Ideal for quick prototypes and public-facing features. The Plaid API is free to use, making it a low-risk choice to experiment with.

New to APIs? Read our beginner's guide

Open documentation ↗