Open Banking - Payments initiation service

mastercard · Company

Company No Auth Free & Open API

Open Banking - Payments initiation service

Authentication

No authentication requiredFree to use with no key needed.

Sample Requests

GET Returns the status of each connectivity provider

Returns the status of each connectivity provider

https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/health

Hover any highlighted part to learn what it does

curl -X GET "https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/health"

import requests
response = requests.get(
    "https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/health",
)
print(response.json())

const url = 'https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/health';

const response = await fetch(url); 
const data = await response.json();
console.log(data);

package main

import (
	"fmt"
	"io"
	"net/http"
)

func main() {
	targetURL := "https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/health"
	req, _ := http.NewRequest("GET", targetURL, nil)

	client := &http.Client{}
	resp, _ := client.Do(req)
	defer resp.Body.Close()
	body, _ := io.ReadAll(resp.Body)
	fmt.Println(string(body))
}

require "net/http"
require "json"

uri = URI("https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/health")

http = Net::HTTP.new(uri.host, uri.port)
http.use_ssl = uri.scheme == "https"

req = Net::HTTP::Get.new(uri)

res = http.request(req)
puts JSON.parse(res.body)

<?php
$url = "https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/health";
$opts = ["http" => [
    "method" => "GET",
]];
$ctx = stream_context_create($opts);
$res = file_get_contents($url, false, $ctx);
print_r(json_decode($res, true));

POST Get list of ASPSPs

Get the list of all active ASPSPs supported by the Open Banking Connect platform at this time with possibility to filter by id, name or country. This list is updated regularly as new ASPSPs are connected.

https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/aspsps

Hover any highlighted part to learn what it does

curl -X POST "https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/aspsps"

import requests
response = requests.post(
    "https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/aspsps",
)
print(response.json())

const url = 'https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/aspsps';

const response = await fetch(url, {
  method: 'POST',
}); 
const data = await response.json();
console.log(data);

package main

import (
	"fmt"
	"io"
	"net/http"
)

func main() {
	targetURL := "https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/aspsps"
	req, _ := http.NewRequest("POST", targetURL, nil)

	client := &http.Client{}
	resp, _ := client.Do(req)
	defer resp.Body.Close()
	body, _ := io.ReadAll(resp.Body)
	fmt.Println(string(body))
}

require "net/http"
require "json"

uri = URI("https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/aspsps")

http = Net::HTTP.new(uri.host, uri.port)
http.use_ssl = uri.scheme == "https"

req = Net::HTTP::Post.new(uri)

res = http.request(req)
puts JSON.parse(res.body)

<?php
$url = "https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/aspsps";
$opts = ["http" => [
    "method" => "POST",
]];
$ctx = stream_context_create($opts);
$res = file_get_contents($url, false, $ctx);
print_r(json_decode($res, true));

POST Redeem the payment

Redeem the payment

https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/cross-border-credit-transfers

Hover any highlighted part to learn what it does

curl -X POST "https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/cross-border-credit-transfers"

import requests
response = requests.post(
    "https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/cross-border-credit-transfers",
)
print(response.json())

const url = 'https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/cross-border-credit-transfers';

const response = await fetch(url, {
  method: 'POST',
}); 
const data = await response.json();
console.log(data);

package main

import (
	"fmt"
	"io"
	"net/http"
)

func main() {
	targetURL := "https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/cross-border-credit-transfers"
	req, _ := http.NewRequest("POST", targetURL, nil)

	client := &http.Client{}
	resp, _ := client.Do(req)
	defer resp.Body.Close()
	body, _ := io.ReadAll(resp.Body)
	fmt.Println(string(body))
}

require "net/http"
require "json"

uri = URI("https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/cross-border-credit-transfers")

http = Net::HTTP.new(uri.host, uri.port)
http.use_ssl = uri.scheme == "https"

req = Net::HTTP::Post.new(uri)

res = http.request(req)
puts JSON.parse(res.body)

<?php
$url = "https://api.apis.guru/v2/specs/mastercard.com/open-banking-connect-pis/1.16.0/payments/cross-border-credit-transfers";
$opts = ["http" => [
    "method" => "POST",
]];
$ctx = stream_context_create($opts);
$res = file_get_contents($url, false, $ctx);
print_r(json_decode($res, true));

Postman Setup Guide

Get Postman ↗

See official documentation for authentication and setup.

What can you build with Open Banking - Payments initiation service?

Open Banking - Payments initiation service is a Company API. Developers commonly use company APIs for:

enriching CRM records with company firmographics
building lead-generation and prospecting tools
verifying business identity and registration details
monitoring competitors and market intelligence
powering B2B data enrichment pipelines

No authentication required. This API is open — no signup or key needed. Ideal for quick prototypes and public-facing features. Open Banking - Payments initiation service is free to use, making it a low-risk choice to experiment with.

New to APIs? Read our beginner's guide

Open documentation ↗