Bill Payment Validator

mastercard · Company

Company No Auth Free & Open API

The Bill Payment Validator service allows RPPS origination (payment sender) customers to identify if a potential RPPS transaction would process successfully before transmitting the formal payment transaction, reducing RPPS payment rejects and costly payment processing exceptions.

Authentication

No authentication requiredFree to use with no key needed.

Sample Requests

POST Bill Payment Validator service returns the processing status for a potential RPPS transaction

Bill Payment Validator performs real time transaction validation against the specified Biller ID's account masks, account check digits and all other registered RPPS processing parameters.

https://api.apis.guru/v2/specs/mastercard.com/BillPay/1.0/isRoutingValid

Hover any highlighted part to learn what it does

curl -X POST "https://api.apis.guru/v2/specs/mastercard.com/BillPay/1.0/isRoutingValid"

import requests
response = requests.post(
    "https://api.apis.guru/v2/specs/mastercard.com/BillPay/1.0/isRoutingValid",
)
print(response.json())

const url = 'https://api.apis.guru/v2/specs/mastercard.com/BillPay/1.0/isRoutingValid';

const response = await fetch(url, {
  method: 'POST',
}); 
const data = await response.json();
console.log(data);

package main

import (
	"fmt"
	"io"
	"net/http"
)

func main() {
	targetURL := "https://api.apis.guru/v2/specs/mastercard.com/BillPay/1.0/isRoutingValid"
	req, _ := http.NewRequest("POST", targetURL, nil)

	client := &http.Client{}
	resp, _ := client.Do(req)
	defer resp.Body.Close()
	body, _ := io.ReadAll(resp.Body)
	fmt.Println(string(body))
}

require "net/http"
require "json"

uri = URI("https://api.apis.guru/v2/specs/mastercard.com/BillPay/1.0/isRoutingValid")

http = Net::HTTP.new(uri.host, uri.port)
http.use_ssl = uri.scheme == "https"

req = Net::HTTP::Post.new(uri)

res = http.request(req)
puts JSON.parse(res.body)

<?php
$url = "https://api.apis.guru/v2/specs/mastercard.com/BillPay/1.0/isRoutingValid";
$opts = ["http" => [
    "method" => "POST",
]];
$ctx = stream_context_create($opts);
$res = file_get_contents($url, false, $ctx);
print_r(json_decode($res, true));

Postman Setup Guide

Get Postman ↗

See official documentation for authentication and setup.

What can you build with Bill Payment Validator?

Bill Payment Validator is a Company API. Developers commonly use company APIs for:

enriching CRM records with company firmographics
building lead-generation and prospecting tools
verifying business identity and registration details
monitoring competitors and market intelligence
powering B2B data enrichment pipelines

No authentication required. This API is open — no signup or key needed. Ideal for quick prototypes and public-facing features. Bill Payment Validator is free to use, making it a low-risk choice to experiment with.

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Open documentation ↗